Santander is a pan-financial bank registered in the UK in 1988, headquartered in London, with the company registration number 2294747. The bank primarily offers users services including current accounts, mortgages, credit cards, savings, investments, insurance, loans, and other banking services.
Company Background
Santander is a pan-financial bank offering services such as current accounts, mortgages, credit cards, savings, investments, insurance, loans, among others. Its registered entity is Santander UK plc., headquartered in London, UK. According to information obtained from Whois search, the official website domain of Santander was registered on August 14, 2003.
Regulatory Information
According to the official website, Santander is a bank regulated by the UK Financial Conduct Authority (FCA). Indeed, this bank is regulated by the said regulatory body as found through FCA search.
Trading Products
Santander offers a variety of trading products, including current accounts, mortgages, credit cards, savings, investments, insurance, loans, and other banking services.
- Current Accounts: When users switch to one of Santander's eligible current accounts using the account switching service, they can receive £185.
- Mortgages: Helping users find their dream mortgage.
- Credit Cards: Santander offers a range of credit cards to meet users' needs. Credit cards can help spread the cost of purchases, earn cash back, or save on interest payments elsewhere.
- Savings: Stocks and shares ISAs are one of the most popular ways to invest in the UK, making users' savings work harder. You can start investing with just £20 a month.
- Investments: Santander offers two types of advice, so users can choose the one that best suits their needs.
- Insurance: Home, life, car, and travel insurance, helping users get the protection they need.
- Loans: Personal loans to make users' plans a reality. Santander’s rates do not vary by loan purpose.
Account Registration
Here are the specific steps for account registration on the Santander official website:
Firstly, open the Santander official website and click "Register" at the top right corner of the homepage.
Then, click "continue" on the page.
Finally, complete the account registration by filling in the information according to the steps provided.
Account Types
Santander offers six different types of transaction accounts: Santander Bank Edge Up Current Account, Santander Bank Edge Current Account, Everyday Current Account, Santander Edge Student Current Account, 1|2|3 Mini Current Account, and Basic Current Account, to meet the needs of different traders.
- Santander Bank Edge Up Current Account: Earn credit balance interest of up to £25,000.
- Santander Bank Edge Current Account: Use an optional savings account with exclusive interest rates.
- Everyday Current Account: A straightforward account without monthly fees.
- Santander Edge Student Current Account: Interest-free overdraft of £1,500 for the first 3 years of study.
- 1|2|3 Mini Current Account: Earn balance interest within certain thresholds.
- Basic Current Account: If you've been turned down for one of Santander's other current accounts due to being new to the UK for work or study, have a poor credit record, or for job or study purposes, then this account might be suitable for you.
Conclusion
Santander, registered in London, UK, is regulated by the UK Financial Conduct Authority (FCA). Santander provides a range of services including current accounts, mortgages, credit cards, savings, investments, insurance, loans, and other banking services. TraderKnows reminds users to consider their risk tolerance carefully.
Currently, Santander is marked as "Active" on TraderKnows.